"Buy Here Pay Here" Dealerships: The Road to Credit Recovery and Vehicle Ownership
"Buy Here Pay Here" Dealerships: The Road to Credit Recovery and Vehicle Ownership
By Breck Hapner
In today's fast-paced world, owning a vehicle has become a necessity for many people, making transportation a key aspect of daily life. However, not everyone can afford to purchase a car, especially those with poor credit. This is where "Buy Here Pay Here" (BHPH) dealerships come into play. These dealerships cater to people with bad credit or no credit, offering financing options that can help them get back on the road and improve their credit scores.
Why "Buy Here Pay Here" Dealerships Are an Attractive Option
Access to Affordable Vehicles
BHPH dealerships typically offer a wide variety of pre-owned vehicles at various price points, making it easier for customers to find a car that meets their needs and budget. While the selection may not be as extensive as traditional dealerships, the focus is on providing affordable options to help customers get back on the road.
Increased Mobility and Employment Opportunities
Having a reliable means of transportation can greatly impact one's ability to secure and maintain employment. In many cases, a lack of transportation can limit job opportunities and hinder career growth. By providing accessible financing options for those with poor credit, BHPH dealerships enable customers to secure a vehicle, which can in turn improve their overall financial situation and create more opportunities for career advancement.
Buy Here Pay Here Dealership in Columbus, Ohio
You’ve probably flipped on the TV at some point and come across a car dealership commercial. And you may have even come across a car commercial where the dealer talks about the dealership being a “buy here pay here.” But did you really know what that meant? If you have bad credit or no credit, you might want to know.
At a buy here pay here dealership, cars are both sold and financed. That means that when you go to buy a car from a buy here pay here dealership, you will both pick out your car on the lot and receive financing for that car through the dealership itself (if approved). Think of it as a one-stop-shop for all your car buying needs: you get both the car and the loan from the same place.
Why Not Just Go to a Traditional Dealership?
Buying a car is probably one of the most intimidating experiences a person will ever have—and that’s true even if that person has good credit. But what about people with bad credit? When you shop at a traditional dealership, how does a different credit score lead to a different experience?
For one thing, traditional dealerships are much less likely to approve a car loan for someone who has bad credit or no credit. That’s because they offer to finance through third-party banks or other financial institutions, and it’s totally up to the banks to decide whether to approve a loan application. No matter how well you’re getting along with your dealer at the car lot or how much he wants to help you, he has virtually no control over whether a bank will approve your loan application. (And, if you have a bad credit score, it’s unlikely it will!)
Buy here pay here dealerships like Great City Cars recognize that this can cause a whole slew of problems for folks who may have past credit mistakes but still need a car to meet the demands of their daily lives. So we are proud to help our customers out by making it easier to get financed for a vehicle. But how do we do that?
Since buy here pay here car dealerships provide financing in-house, that means we don’t have to deal with any third-party banks when trying to get you approved for financing. Because of that, we have a lot more control over whether you get approved—as well as what your loan terms look like. So even if you have bad credit or no credit, there’s no need to panic when you walk into one of our dealerships.
Great City Cars will be able to get you financed and on the road, and we want to do our best to work with you!
The Great City Cars Difference
There are a lot of buy here pay here dealerships out there, so why should you choose Great City Cars over the competition? Here are a few things that make us stand out ahead of the others:
• Easy, on-site credit approval process
• Affordable payments scheduled on your paydays
• Clean-title verified
A Fleet of Vehicles: Take Your Pick!
We’re not in the business of selling bad cars here at Great City Cars. We make sure all our vehicles look great and run like a top. How?
We want you to feel the confidence of driving a car you really love, and we recognize that everyone has different tastes. That’s why we always keep a solid inventory of a variety of vehicles on our lots. Because of that, you can be sure to find a vehicle you love at Great City Cars.
Clean Title Verified
Used cars have a history—and that can sometimes be scary to think about. But here at Great City Cars, you can put your restless thoughts to bed knowing that each vehicle is clean title verified. We check all our vehicles’ titles with sources like Carfax and Autocheck, and you can drive away knowing that your car doesn’t have any sketchy history; we don’t sell cars with salvaged, restored or rebuilt titles.
A Range of Payment Options
Today’s digital world has made us demand convenience in our transactions—including paying bills.
Great City Cars is proud to offer a variety of ways to make your payments, including:
• In Person
• Western Union
• Automatic withdrawal
Any of these methods makes it easy to make your payments on time, but an automatic withdrawal plan makes it virtually effortless. You don’t even have to think about when to submit your payments; we can work with you to schedule payments to be automatically withdrawn on your paydays. What that means for you is that you can pay your bills without a thought (and, in the process, build up your credit score)!
Before You Drive Off…Imagine it.
You’ve been approved for financing, you’ve chosen out a fantastic new ride, and you’re hopping into the driver’s seat to drive it home. Before you go, there are a few things we like to remind you of:
• All our vehicles receive a fresh oil change and a new filter and a 20 point inspection
• We replace any excessively worn tires.
What to Bring
If you’re ready to drive your Great City Cars car on the road to better credit and a better life, stop by your Columbus Great City Cars and bring:
• Your valid driver’s license
• Your most recent pay stub
• Your most recent utility bill, to establish proof of residence
• Down payment
• Contact information and addresses of references
• Trade title, if you have a trade-in
What’s the Chatter about Great City Cars?
We’ve been in business for over 15 years and that’s because we keep our customers happy and excited to talk about their Great City Cars experience. So we wanted to give our customers a platform where they can share their Great City Cars stories with the world. You can visit www.greatcitycars.com to see for yourself how we can make a real, positive difference in people’s lives.
Drive Away to a Better Life
Ready to work with Great City Cars to get yourself behind the wheel of a great vehicle?
Stop by Great City Cars today!
Sometimes life gets complicated and things get rough. We understand. Our goal is to help you begin the process of getting things moving in the right direction for you. We also understand that life's challenges and drama are overwhelming at many times.
That is why we are here. We know that although your credit may not be good, you still need reliable transportation. So we created a Buy Here Pay Here Car Dealership in Columbus to help.
We are forthright and will work with you for just about any situation. If you have a valid drivers license and a job, we will approve you for a used car that you can drive away in today. We are the bank, so we do not pull credit. We make a deal with you, and you pay us each week, and you get to drive your car.
We offer some of the lowwest downpayments for a buy here pay here car lot and we will cap your weekly payment at just $95/wk. Now, we do require you maintain your car. Some of the cars need maintenace, so please know that while we do our best to check for any major defects of all cars we sell, we do not warranty the car itself. This is not to hurt you, this is just a rule in place because these are used cars. We are being transparent here for you.
So, if you have bad or no credit, bankruptcy, repossesin or any other credit issues, we will look past these and get you apporved. Our inventory is constantly moving, so wat we receommned you do is apply online and then come to visit us on our lot at 6147 Westerville Road and find a car that can fit what you need today. We have all types and brands of cars, trucks, SUV''s Vans and more, so we know we can get you into a car today.
If you would like to get started, click HERE
Great City Cars is a used car dealer columbus offering on-site car financing in columbus. Our in house car financing columbus and buy here pay here in columbus ohio services help our customers get and stay on the road. Come by our buy here pay here car lot columbus and see why Great City cars is the BEST columbus ohio buy here pay here lot. Apply online today and get driving right away!!
If you have been turned down for a car loan, you may have to consider a Buy Here Pay Here Car Loan and Dealership.
What is a buy here pay here car loan? This is a loan that you get directly from the dealership iteself. There is no bank financing, so there is no typical loan qualifications needed.
Because we act as the bank, you will also make your payments here at the dealership on a weekly basis. This allow you to get into a car to get to work, drive the kids around and live your life.
We know that sometimes life gets rough, and sometimes your credit takes a back seat to life. This is okay with us.
We will hjelp you get into a used car today with a drivers license and a downpayment as low as $500. You can even save $200 off your car when you opt into our great savings offer.
So, buy here pay here car lots like Great City Cars exist because we know the need is there. We want to help you get back on the road and back to work. You can always pay off your loan early and we can even help you upgrade if you are interested in this.
Our team likes to say YOU ARE APPROVED!!@
So what are you waiting for.... APPLY NOW
It's a Brand New Year - Get Back On The Road with Buy Here Pay Here Kings... Great City Cars
Simple add-on accessories can change the feel and function of your vehicle. This article focuses mainly on the lower priced parts that can be found in larger auto parts stores, big department stores, online, and electronic stores that are under 50$.
There are so many accessories that can change your car, like seat covers, floor mats, steering wheel covers, sun shades, GPS and much more.
So if you’re in the mood the spice up your car it can be done with a few changes. You just have to pick and go for it.
Automatic car alarms are being developed to reduce car theft numbers. These automatic car alarms alter the owner when a vehicle is stolen, and sometimes work with two-way communication systems to return a signal that will incapacitate the car and thwart the robbery attempt but cutting off the fuel delivery to the engine.
This is particularly helpful when the car owner is away from the vehicle and therefore unable to hear an audible alarm. With a traditional car alarm (just ringing), a person out of town without their car may not know for days or even weeks that the alarm was activated. An automatic car alarm will dial a predetermined phone number or even send a text message at the time of alarm activation, to immediately inform the owner of trouble. Some of the systems are so sensitive that the owner is not only informed that the alarm detonated, but the action is specified to let the owner know whether the car was just bumped or is moving.
The automatic car alarm allows two-way transmission of messages, enabling a remote signal to stop the fuel supply to the car in motion. Unless the vehicle is on the back of a tow truck or otherwise moving without being driven, stopping the fuel supply will stop the vehicle, and often curtail a robbery in progress. Many automatic car alarm systems include a GPS component, for tracking the vehicle's location however it is transported.
This fuel cut-off can also be activated from within the vehicle, allowing a carjack victim to surreptitiously cut off the gas and apply the brakes to stop a carjack from being completed. This functionality means that a person who might have otherwise been helpless in this situation can now play an active role in protecting themselves against carjacking. This feature of some automatic car alarms is well placed to allow the victim access to the function without alerting the thief.
While some jokesters might see this fuel cutoff option as a practical joke opportunity, it should be taken seriously. The automatic car alarm notification often engages to inform law officials of a potential carjacking, which would make the joke entirely unfunny. It's important to remember that these systems are designed and intended to quickly notify of potential theft and possible life-threatening situations. For more info see http://www.bestcaralarmreviews.com/Car_Alarms on Car Alarms.
Whether the automatic car alarm directly informs the police of your vehicle's status, or contacts you for you to call the police, remember that apprehending a car thief is much better handled by law enforcement officials. It might be tempting to try to intercede on your own behalf, but please leave it in the hands of the officials trained to handle the situation.
When you buy your next car from Great City Cars, we can offer a few locations that can install many different types of alarms for you.
Easy and cheap ways to save fuel and money while driving and buying gas.
Fear not...Help is at hand...GET A BICYCLE! Seriously, there are a few things that can be done without throwing your car keys away and walking everywhere. (PHEW)!
A lot of the things you can do to save fuel are easy and free. When was the last time you checked your tires to see if they were inflated to the correct pressure? Under inflated tires are one of the main causes of excess fuel consumption. It's easy to check your tire pressures daily with a
cheap tire pressure gauge; if you don't know how asks your local garage mechanic to show you (A free beer works wonders).
When you buy your fuel can have an effect on what you get. Gas is sold by volume and as we all know from school, liquids expand when warm, so if you buy your gas at the hottest part of the day you will get less than if you buy when it is cold. So the logical time to buy your gas is just before dawn (Who's Dawn?) when it's coldest.
With 24 hour shopping it would make sense to do your weekly shop while others are asleep and fill up your tank at the same time. The roads will be quieter so less traffic to get stuck behind and waste fuel. There are various (free) websites and apps that will tell you the cheapest gas prices in your area.
How about just washing your car. It causes less drag, ... Honestly. Why do you think that swimmers shave their heads (i.e. Duncan Goodhew)? Or what about those skin tight smooth figure hugging suits worn by downhill skiers? ( Just going for a cold shower). Make car washing fun, get all the family involved. Hose down the dog, hose down the kids. Hose down the whole neighbourhood. (If winter you may ignore this one)
Sitting at the lights revving the engine may impress the boy racers but it uses gas. Rev the engine 15 times and you use enough fuel to travel one mile. Remember this next time you have to push your car to the gas station. Is your car due for a service? (I know a good priest who can give the last rites at a reasonable price). I know it costs money for servicing your car if you are unable to do it yourself. But the cost in extra fuel if your car is not running right is even more. (Blocked air filter, worn spark plugs, sticking brakes, etc.)
Best of all drive safely. Do not tailgate! if you do you will have to brake harder when the car in front does. Give some distance to the car in front. You will use your brakes less and still get there at the same time. Watch the traffic far ahead and try to read how they are going to act, if you see brake
lights up ahead you can react a bit sooner. If you are driving in the wet you can sometimes see the reflections of brake lights on the wet road surface. This allows you to slow down sooner and avoid harsh braking.
We hope these tips will help you stay safe on the roads!
According to the 2010 census, more than 112 million people drive or carpool to work daily. With all these people on the road, drivers need to take every precaution to ensure they arrive safely at their destinations. Here are some tips to heed in your travels.
For instance, to avoid the glare from overhead lights used by your passengers, consider a product such as the Autolite SpotGlo seat belt light source. This compact, battery-operated recessed light clips easily onto a passenger's seat belt and slides smoothly on the strap for desired positioning. It directs a powerful LED light source right where passengers need it, without distracting the driver.
No matter where you're headed, heed these suggestions to arrive safely at your destination. Happy travels! Great City Cars- The Best Buy here Pay Here car lot in Columbus!
Buy Here Pay Here Car lot In Columbus
Downpayments as low as $500 and payments only $115/week. If you have a job, a license and insurance - Your Approved!