Buy Here Pay Here Dealership in Columbus, Ohio

Buy Here Pay Here Dealership in Columbus, Ohio

You’ve probably flipped on the TV at some point and come across a car dealership commercial. And you may have even come across a car commercial where the dealer talks about the dealership being a “buy here pay here.” But did you really know what that meant? If you have bad credit or no credit, you might want to know.

At a buy here pay here dealership, cars are both sold and financed. That means that when you go to buy a car from a buy here pay here dealership, you will both pick out your car on the lot and receive financing for that car through the dealership itself (if approved). Think of it as a one-stop-shop for all your car buying needs: you get both the car and the loan from the same place.

​Why Not Just Go to a Traditional Dealership?

Buying a car is probably one of the most intimidating experiences a person will ever have—and that’s true even if that person has good credit. But what about people with bad credit? When you shop at a traditional dealership, how does a different credit score lead to a different experience?​

For one thing, traditional dealerships are much less likely to approve a car loan for someone who has bad credit or no credit. That’s because they offer to finance through third-party banks or other financial institutions, and it’s totally up to the banks to decide whether to approve a loan application. No matter how well you’re getting along with your dealer at the car lot or how much he wants to help you, he has virtually no control over whether a bank will approve your loan application. (And, if you have a bad credit score, it’s unlikely it will!)

Buy here pay here dealerships like Great City Cars recognize that this can cause a whole slew of problems for folks who may have past credit mistakes but still need a car to meet the demands of their daily lives. So we are proud to help our customers out by making it easier to get financed for a vehicle. But how do we do that?

Since buy here pay here car dealerships provide financing in-house, that means we don’t have to deal with any third-party banks when trying to get you approved for financing. Because of that, we have a lot more control over whether you get approved—as well as what your loan terms look like. So even if you have bad credit or no credit, there’s no need to panic when you walk into one of our dealerships.

Great City Cars will be able to get you financed and on the road, and we want to do our best to work with you!

The Great City Cars Difference

There are a lot of buy here pay here dealerships out there, so why should you choose Great City Cars over the competition? Here are a few things that make us stand out ahead of the others:

• Easy, on-site credit approval process
• Affordable payments scheduled on your paydays
• Clean-title verified

A Fleet of Vehicles: Take Your Pick!

We’re not in the business of selling bad cars here at Great City Cars. We make sure all our vehicles look great and run like a top. How?

We want you to feel the confidence of driving a car you really love, and we recognize that everyone has different tastes. That’s why we always keep a solid inventory of a variety of vehicles on our lots. Because of that, you can be sure to find a vehicle you love at Great City Cars.

Clean Title Verified

Used cars have a history—and that can sometimes be scary to think about. But here at Great City Cars, you can put your restless thoughts to bed knowing that each vehicle is clean title verified. We check all our vehicles’ titles with sources like Carfax and Autocheck, and you can drive away knowing that your car doesn’t have any sketchy history; we don’t sell cars with salvaged, restored or rebuilt titles.

A Range of Payment Options
Today’s digital world has made us demand convenience in our transactions—including paying bills.

Great City Cars is proud to offer a variety of ways to make your payments, including:

• In Person
• Online
• MoneyGram
• Western Union
• Automatic withdrawal

Any of these methods makes it easy to make your payments on time, but an automatic withdrawal plan makes it virtually effortless. You don’t even have to think about when to submit your payments; we can work with you to schedule payments to be automatically withdrawn on your paydays. What that means for you is that you can pay your bills without a thought (and, in the process, build up your credit score)!

Before You Drive Off…Imagine it.

You’ve been approved for financing, you’ve chosen out a fantastic new ride, and you’re hopping into the driver’s seat to drive it home. Before you go, there are a few things we like to remind you of:

• All our vehicles receive a fresh oil change and a new filter and a 20 point inspection
• We replace any excessively worn tires.

What to Bring

If you’re ready to drive your Great City Cars car on the road to better credit and a better life, stop by your Columbus Great City Cars and bring:

• Your valid driver’s license
• Your most recent pay stub
• Your most recent utility bill, to establish proof of residence
• Down payment
• Contact information and addresses of references
• Trade title, if you have a trade-in

What’s the Chatter about Great City Cars?

We’ve been in business for over 15 years and that’s because we keep our customers happy and excited to talk about their Great City Cars experience. So we wanted to give our customers a platform where they can share their Great City Cars stories with the world. You can visit www.greatcitycars.com  to see for yourself how we can make a real, positive difference in people’s lives.

Drive Away to a Better Life

Ready to work with Great City Cars to get yourself behind the wheel of a great vehicle?

Stop by Great City Cars today!

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